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Insurance for your water craft is a critical item to have, but you may notice that insurance brokers offer both boat and yacht insurance. Is there a difference? Yes. The most significant difference is the length of the vessel. A boat is defined as being 26’ or shorter, and a yacht is defined as 27’ or longer. READ MORE >>

Business insurance does not always include auto coverage for company-owned vehicles. For example, if you own a business and bought a business owner’s policy (BOP), your policy may not cover auto insurance, which means you need to buy a separate commercial auto liability policy. READ MORE >>

Starting and running a lake charter business can be exciting. More people are hitting the water and enjoying the outdoors as a natural way to vacation and relax. And, with this increase in demand for domestic boat charters, it’s no wonder more businesses are opening their doors to meet demand. READ MORE >>

Yachts are perhaps one of the most valuable types of watercraft out there that individuals own. However, that value can span thousands of dollars to hundreds of thousands of dollars. When selecting yacht insurance, you’ll need to make a decision on how much you believe your yacht is worth, which ultimately determines how much you’ll pay for boat insurance. READ MORE >>

One of the many ways that you can earn a few extra dollars here and there (or even create a full-time business) may be behind the wheel of your car. With companies like Uber and Lyft becoming more popular than ever from a consumer standpoint, many people are willing to help out. READ MORE >>

Home insurance is supposed to be there for when you need it. In most situations, homeowners can count on their insurer to provide ongoing protection during the period of the policy. It is a contract and, if you read through it, you’ll find that there are some limitations to that policy. READ MORE >>

Having boat insurance is a must when you are using your vehicle out on the water. However, you also need to maintain coverage when it comes to storage times as well. Most boat owners realize the process of obtaining and maintaining their boat is a lot of work.  Storage times are no different. READ MORE >>

It always feels good to make that final payment on a loan, especially when it is your vehicle with a long life ahead of it. Getting rid of that big payment every month is a good thing, but for some people, it may mean reducing the amount of auto insurance they carry. Should you change out your car insurance for a less expensive option? READ MORE >>

Before you head out on the water, you likely spend some time checking over your yacht carefully. You ensure it is in good operational order. You check the fuel, the onboard supplies and the radio system. You do this because you want to be sure an accident or breakdown is unlikely. READ MORE >>

Obtaining the right amount of insurance for your small fishing business can be essential to keep it financially protected. When it comes to buying commercial boat insurance, boat owners need to have a policy customized to meet their individual needs. What do you need to keep your business safe on the water? READ MORE >>

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