Call Us Today For A Free Quote | 800.342.4444
Voyager Insurance Services Serving You Since 1958

Couples on a yacht

Most of us think of our fur babies as part of the family. Sometimes, you’ll want, or need, to take your pet with you when you leave home. Many families also take their pets on yachting excursions when they hit the water.

Like your family, pets also face risks on the water. Since most domesticated pets don’t use water as their natural habitat, exposing them to a yachting experience is unfamiliar. Should an accident occur, it could easily threaten the pet’s safety.

If you plan to take your pet on a yachting adventure, you have to see to its safety. Sometimes, yacht insurance can protect your pets. Otherwise, you have to create a reasonably safe environment to protect the pet from harm.

Yacht Insurance and Pet Coverage

Yacht insurance policies often cover injury and loss costs that may impact your passengers while you are on an excursion. In the same vein, some yacht policies provide a small amount of coverage for pets injured or killed in covered perils. You may only have to pay the deductible cost if your pet gets injured on a yachting excursion.

However, pet coverage does have limitations. Make sure you talk to your agent about how coverage works, then make a decision whether to take your pet on your yacht.

  • Policies might exclude certain animals from coverage because they are too high-risk. Coverage often will only extend to a cat or dog. It may not extend to pets like birds, fish or exotic pets like snakes.
  • Should your pet sustain serious injury, your policy limits may not cover the total cost necessary for treatment. Therefore, you might have to pay excess treatment costs if they exceed your policy limits.

Therefore, you have a responsibility to take care of your pet while on a boating excursion. Creating a good environment for the pet increases its safety.

  • Introduce your pet to the yacht early. Let it familiarize itself with the new surroundings before you sail.
  • Keep a supply of food and water on the boat for the pet.
  • In most cases, it is a good idea to keep a pet on a leash or in a secured area of the boat. That way, the pet has less risk of going overboard. In some cases, you can train a pet to stay in a safe space on the yacht.
  • Always supervise the pet, and don’t let it wander alone. If you allow the pet to enter the water, get in with it. Some yacht owners even go so far as to carry special flotation devices for the pet.

As always, your care and attention will help your pet have a safe, relaxing excursion on your yacht.

We’ve got you covered. Voyager Insurance Services, Inc. can help you get the right Dallas yacht insurance to meet your needs. Call us at (972) 712-8000 for more information.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2016

View Mobile Version
Instant Quote
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers

Read More Read More
Facebook Twitter LinkedIn Google+
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive news and updates 7000 Parkwood Blvd #G400
Frisco, TX 75034

Ph: 972.712.8000
Ph: 800.342.4444
Fx: 972.712.4400
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder