Call Us Today For A Free Quote | 800.342.4444
  • Home
  • Get a Quote
    • Antique, Classic & Exotic Car Insurance Quote
    • Auto Insurance Quote
    • Boat/ Yacht Insurance Quote
    • Commercial Marine Quote
    • Commercial/Business Insurance Quote
    • Homeowners Insurance Quote
    • Jet Ski/PWC Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Commercial Auto Insurance Quote
  • Customer Service
    • Automobile
    • Business & Commercial
    • Motorcycle
    • Recreational Vehicle
    • Boat/Yacht
  • Make a Payment
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About Voyager Insurance Services
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Voyager Insurance Services Serving You Since 1958
 
Home > Blog > Common Passenger Protections during Boating
TUESDAY, MAY 23, 2017

Common Passenger Protections during Boating

Life preserver

Whenever a passenger comes aboard your boat, you assume a liability risk. You could always encounter hazards that put your passenger safety at risk.

For example, a collision with another boat might cause injuries to your passengers. Medical coverage on your boat insurance can help you compensate for injury costs to your passengers.

It is important that you do more than just enjoy the cruise. You have to be aware of the safety risks your passengers face. Proper safety precautions can make your excursion all the more enjoyable.

Before Departing

To ensure passengers’ safety, check the boat for potential risks before you hit the water.

  • Look over your vital systems for any signs of damage or corrosion. This should include checking the engine, oil, sails and pumps.
  • Inspect your lifesaving equipment before you leave. Make sure your life jackets still float and that all straps and latches hold. Check your life buoys and rafts for signs of damage. If any of these items are inflatable, check them for leaks.
  • Check seats, hand rails and steps for signs of damage that might lead to falls.
  • Before departing, give your passengers a thorough safety briefing. Show them how to use their life jackets. Instruct them in how to operate certain safety equipment, like rafts or fire extinguishers.

On the Water

Once under way, consider various mechanisms to keep passengers safe at all times.

  • Life jackets should be mandatory for all passengers. Even if the law doesn’t require you to wear a life jacket, doing so is still conducive to a safe excursion.
  • Assign a buddy system to the boat. Make sure everyone knows where all other passengers are at all times. That way, you might quickly notice if someone goes missing.
  • If the boat has seat belts, require the passengers to wear them while the boat is moving. You should always require your passengers to stay seated while the boat travels. If you decide to anchor or float the boat, you can allow passengers to move about.
  • Keep a first aid kit on the boat. It should include common equipment like bandages and disinfectants. Also consider including specialty items like thermal blankets and seasickness medication.
  • Enjoy the water responsibly. If you are the boat’s pilot, do not consume alcohol. Doing so could lead to criminal charges of boating while intoxicated. If another passenger decides to drink, make sure a responsible person stays with them.

With the right precautions, you can reduce insurance liabilities that passengers bring to a boat.

We have your coverage needs in mind. We can help you get the best rates on Dallas boat insurance. Call us at 800.342.4444 for more information right now.

Posted 3:42 PM

Tags: insurance, boat insurance, boat safety, passenger safety, dallas
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2017
  • 2016

  • insurance(65)
  • coverage(36)
  • boat insurance(34)
  • safety(31)
  • protection(26)
  • dallas(24)
  • tips(24)
  • yacht insurance(10)
  • texas(7)
  • savings(7)
  • auto insurance(6)
  • commercial boat insurance(5)
  • home insurance(4)
  • driving(3)
  • inclement weather(2)
  • sunken boat(2)
  • maintenance(2)
  • summer(2)
  • motorcycle insurance(2)
  • business insurance(2)
  • commercial auto insurance(2)
  • weather(1)
  • maintenance tips(1)
  • fishing(1)
  • passenger risk(1)
  • boat safety(1)
  • boater qualifications(1)
  • system checks(1)
  • heat(1)
  • car maintenance(1)
  • charter boat insurance(1)
  • sinking boats(1)
  • business interruption(1)
  • antique cars(1)
  • new business owners(1)
  • dallas commercial boat insurance(1)
  • yacht value(1)
  • total loss(1)
  • sail protection(1)
  • contents coverage(1)
  • medical preparedness(1)
  • rv insurance(1)
  • medical risk(1)
  • passenger safety(1)
  • classic car(1)
  • first time riders(1)
  • building(1)
  • security(1)
  • pets on boats(1)
  • safety tips(1)

View Mobile Version
Instant Quote
Get Started
Referrals
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers


Read More Read More
  • Liberty Mutual
  • Safeco
  • Progressive
  • American Modern
  • Travelers
Facebook Twitter LinkedIn Google+
Stay In Touch With Us Helpful Site Links Contact Us
Sign up now to receive news and updates Home Page
About Us
Get A Quote
Partners
Referrals
Blog
Contact Us
7000 Parkwood Blvd #G400
Frisco, TX 75034

Ph: 972.712.8000
Ph: 800.342.4444
Fx: 972.712.4400

service@voyagerinsurance.net
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder