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Voyager Insurance Services, Inc Blog: coverage

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Having commercial boat insurance is an important step you can take to keep your business safe.  Often, the misconception is this type of policy needs to focus just on the boat itself. However, protecting your dock and other assets is just as important.  READ MORE >>

With the purchase of a yacht comes a wide range of benefits. Now, you can spend time out on the water with friends. You can entertain in a new way. You can just spend your time going from one area of open water to the next coast.  It is important to ensure you have the right type and amount of yacht insurance in place for your adventures. READ MORE >>

Every time you step into your boat, you know there’s no telling how much you will catch, what you will catch, or how your business will handle the turnout. The fishing industry is complex. It is especially so for those small businesses that offer a unique product or a very local supply. READ MORE >>

You are heading out for some coastal exploration. You don’t mind having the sea air in your hair as you head out a bit further. What happens when you enter international waters, though? Do you still maintain proper boat insurance at that time? The answer to this question isn’t as clear as you may think. READ MORE >>

You may wonder how yacht insurance is different from regular boat insurance. Some people might accidentally think there is no difference. The fact is, yacht insurance is usually different from boat insurance. The definition of a yacht is different from that of a boat. Yacht insurance and boat insurance often cover similar risks. READ MORE >>

Many homeowners are using homestay networks like Airbnb to rent out their homes. These sites allow owners to collect some extra cash while they are away on vacation by renting their homes to tenants. It seems like a good setup for both parties. READ MORE >>

Many understand the necessities of proper commercial boat insurance. But, the intricacies of coverage may be hard to grasp. A commercial boat insurance policy is incredibly useful. Even basic coverage will likely protect a crew and passengers from personal injury.  Liability coverage is almost always supplied. READ MORE >>

You love boating. You own a boat and you use it frequently. Now, it is time to upgrade and you are thinking about adding a jet ski to your assets. That could help to make your boating experience that much more enjoyable. Boat insurance rates come from the amount of risk a boat presents. READ MORE >>

Insurance for your water craft is a critical item to have, but you may notice that insurance brokers offer both boat and yacht insurance. Is there a difference? Yes. The most significant difference is the length of the vessel. A boat is defined as being 26’ or shorter, and a yacht is defined as 27’ or longer. READ MORE >>

Business insurance does not always include auto coverage for company-owned vehicles. For example, if you own a business and bought a business owner’s policy (BOP), your policy may not cover auto insurance, which means you need to buy a separate commercial auto liability policy. READ MORE >>

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